Car accidents can cause severe injuries that may lead to long-term disability, affecting your ability to work and maintain your livelihood. Suppose you’ve been in an accident and are dealing with long-term disabilities. In that case, you may be entitled to compensation through insurance claims, disability benefits, or even legal action against the responsible party. At Crown Law Group, PC, our Los Angeles car accident lawyer can guide you through the complex process of filing and pursuing a long-term disability claim.
Long-Term Disability Claims
Long-term disability (LTD) claims are typically sought through your insurance provider. These claims are designed to help you cover lost income if you cannot return to work due to injuries sustained in a car accident. However, obtaining these benefits is not always straightforward. Insurance companies may deny claims or offer settlements that don’t fully reflect your needs.
This is where a car accident attorney can make a significant difference. An experienced lawyer understands the laws governing disability claims, insurance companies’ tactics to minimize payouts, and how to build a strong case on your behalf.
How a Los Angeles Car Accident Lawyer Can Assist
Here are some key ways a Los Angeles car accident lawyer from Crown Law Group, PC, can help with your long-term disability claim:
1. Evaluating Your Claim
The first step is understanding whether you are eligible for long-term disability benefits. Your lawyer will review the specifics of your accident, your medical records, and any documentation related to your injuries. They will ensure that all necessary information is included in your claim to maximize your chances of approval.
2. Handling Insurance Companies
Insurance companies often try to downplay the extent of your injuries to reduce or deny your claim. They may argue that your injuries are not severe enough to qualify for long-term disability or that you can still work in some capacity. A car accident attorney will act as your advocate, negotiating with the insurance companies to ensure they don’t take advantage of you.
3. Gathering Strong Medical Evidence
Medical evidence is crucial in proving the long-term effects of your injuries. Your lawyer will work with your doctors and medical professionals to gather detailed documentation, including test results, treatment plans, and expert opinions. This evidence can be vital in convincing insurers or a court that your disability is legitimate and justifies compensation.
4. Filing Appeals for Denied Claims
If your initial long-term disability claim is denied, don’t lose hope. Many legitimate claims are rejected due to technicalities, incomplete paperwork, or insufficient medical evidence. A Los Angeles car accident lawyer can file an appeal on your behalf, addressing the reasons for the denial and providing additional documentation to strengthen your case.
5. Filing a Lawsuit if Necessary
Sometimes, an insurance company may refuse to provide a fair settlement even after an appeal. When this happens, your car accident attorney can file a lawsuit against the insurer to pursue the benefits you deserve. Crown Law Group, PC will fight aggressively for your rights in court, ensuring that your case is presented with the strongest possible arguments.
Maximizing Compensation Beyond Disability Claims
In addition to helping with long-term disability claims, a Los Angeles car accident lawyer can assist you in seeking compensation from other sources. This may include:
- Personal Injury Claims: If another driver was at fault for the accident, you can file a lawsuit to recover damages such as medical expenses, lost wages, and pain and suffering.
- Workers’ Compensation: If the accident occurred while working, you may be eligible for workers’ compensation benefits.
- Social Security Disability (SSD): If your disability is expected to last more than a year, you might qualify for SSD benefits, and your lawyer can help guide you through this process.
Why Choose Crown Law Group, PC
At Crown Law Group, PC, we understand the stress and frustration that long-term disability brings. Our experienced Los Angeles car accident lawyer will tirelessly ensure you get the compensation you deserve. From handling the complexities of insurance claims to representing you in court, we’ll be with you every step of the way.
Call us at 310-734-0504 for a free consultation to discuss your case and find out how we can help. Let us take the burden off your shoulders so you can focus on your recovery.
